If you Google around, youll probably find all sorts of people claiming that they can take your Borrowers Defense applications for you, then supply them to the US Government, but this is not a good idea. The Education Department received more than 400,000 borrower defense claims between 2014 and the end of 2021, according to the latest available data from the department. Finally gave in needed something to do with my time as I was taking care of my sick mother. This information comes from the Treasury Dept. To this day in 2019 I still can not find a decent paying job using my degree. I dont think that this is going to qualify you. I dont think youre going to qualify for a discharge based on what you told me. Online colleges, including The University of Phoenix, Argosy University and Kaplan University, were among 15 for profit colleges targeted by an undercover Government Accountability Office investigation of for-profit college recruiting tactics; the investigation found evidence of education fraud and deceptive marketing tactics. Hello I attended kaplan university back in 2016 and When I enrolled I was told I had enough financial to cover everythigna nd wouldnt have to wrry about paying for anything.But that was a lie,because I had to withdraw due to capping in my financial aid.While enrolled I never heard from the finacial aid department or from the advisor the whole time.And when I tried to look the advisor up n my email the email doesnt exisit anymore.Now Im stuck with student loans from this school and on top of that they wont release my transcrpts. Save my name, email, and website in this browser for the next time I comment. Of the dozens of group claims submitted by attorneys general in the past six years, only one has been approved by the department. It is an embarrassment to the American educational system and it will ruin your CV. If youre thinking it sounds too good to be true, then fear not, because as you read this, other former Kaplan students are getting their BDAR applications approved, and having their loans entirely forgiven. My mother co- signed and they ended up taking out a loan under her name as if she was attending the school. This led to a fine of almost $30 million by the U.S. Department of Education. If your BDAR application is filled out correctly and properly processed, then not only will you receive debt forgiveness, but you might also qualify for a refund on whatever amount of money youve already paid out. I was told we would always have continuing education with them. I attended Kaplan in 2011 for medical assisting. How long has that interest had to accumulate? Thats some serious stuff, and the reason why virtually anyone who attended any of their schools should have no problem in getting their loans completely discharged via Borrowers Defense to Repayment. they changed the programs grading courses to pass or fail. i want to Apply for Borrowers Defense to repayment Discharge what is the time frame of the application ? Specifically, Diaz alleged that Kaplan committed the following violations: (1) improperly paying incentive compensation to recruiters and then falsely asserting in a yearly letter that it was in compliance with the ban on recruitment-based incentive compensation; Does this qualify for any of these programs. Been paying on it for the last 8 years. I would try contacting the Student Loan Ombudsman Group to see if theres any way that they can help you with this process. An online law school. Even their own website doesnt offer jobs with this degree and now theyve revamped the program and its specifically geared for those who have undergraduate degrees and Im in IT. now at some point you think they would have notified me about my grades were falling and that I was not completing assignments like they should have been, so in other words they were letting me stay there way longer then they should have before kicking me out. Fla. 2008). I would definitely try to pursue it. The main difference between BDAR and Closed School Discharges is that applications for the Borrowers Defense program are taking quite some time to process, with many people reporting waiting over a year to even hear back from the Department of Education. For some reason they had her take out a personal student loan via Citi Bank vs the tried and their federal student loan program like the rest of us. How to Use the Borrowers Defense Against Repayment Program 2. Can you guide me? Hello Im just hearing about this. The Biden administration will cancel the student loan debt of around 560,000 borrowers who attended schools formerly operated by for-profit education provider Corinthian Colleges. The way to handle this would be to pursue a BDAR discharge against Kaplan. Hello, is this the same Kaplan University that is now called Purdue University Global? But the the Borrowers Defense certainly would but I uncertain if too much time has passed. What Is Borrower Defense? Heres my thinking either try to qualify for the Borrowers Defense to Repayment Program, or come up with a new strategy for dealing with the debt that youve racked up, which may require paying someone for help. I need to know where I might fit in here! Kaplan University, still owned by Graham Holdings, generated 321 claims. This sounds pretty crazy though as Ive never heard of a 10 year deferment, EVER. Hi Tim I came across your great article while looking at going back to school for something I can actually use. Finally, disbursements came through and they sent over my transcripts to a community college and I met with a counselor and was told that NONE of my credits can be transferred over, when I was told by Kaplans counselor that I would be able to. If they said they were accredited, but were lying about it, then you may be eligible for a BDAR Discharge. I think you file the BDAR Discharge against Kaplan. However, because that matter is unclear, it does . Are they part of the Kaplan system? I did graduate with my BSN because I was so close to finishing, but chose to discontinue at this school because I felt I was betrayed into thinking that I was attending an accredited school from the beginning. The lawsuit alleges that Kaplan enrolled unqualified students, inflated their grades so they could stay enrolled . Kaplan University's closing is no surprise. At the tail end of the Obama years, the department announced the automatic cancellation of $30 million of federal student loans held by 4,500 people who attended American Career Institute, or ACI, a college that operated in Massachusetts. What advice do you have? And this program is actually the better option for receiving forgiveness benefits because even though its harder to qualify for them, its much easier to actually receive them. For complete details of everything you could possibly want to know about the Closed School Loan Discharge program, visit my page on it here. However I still ended with $14,000 in student loan debt. Home; . Before Purdue University acquired Kaplan University, a handful of lawsuits were filed against it. This will save a TON of money in the short-run, and long-run. I decided to only take one class for the July and October 2007 sessions until I got through my divorce. Student loans, forgiveness; Higher Education Rulemaking; College accreditation; Every Student Succeeds Act (ESSA) FERPA; This is totally normal and legal. Student loans for two years totalled $63,000. Or is there another Application that she had to fill out? At A Glance. You need to really emphasize the point that you would never have taken out a student loan to attend Kaplan University if they hadnt misrepresented the quality of their educational programs to you, and you need to be specific about what things they lied to you about in order to convince you to take out the loan (things like job placement rates, total costs, potential salaries for graduates, or whatever you were promised). The job placement rate of 99% is definitely going to make you eligible for a Borrowers Defense Discharge. In general, you don't need to do anything to "join" a class action. Hi Tim, I can not find any information with a number for Kaplan. Lets take a look at how that process. Thank God I got some of my credits transfred to a different online school in 2018. Kaplan University Kaplan was one of the worst investigated by the GAO, with 69 percent of students in bachelor's degree programs withdrawing, and rising default rates. Thats when they told me that I didnt have to worry about any classes that werent necessary for medical transcription and I could stop attending them. With its new home and new name, Purdue University Global is the first public university to share control with a for-profit company answerable to investors. If you attended Kaplan University, call (800) 659-4099 to see if you qualify for student loan forgiveness. Non-Traditional Age Students. That Program works for Federal student loans for ANY School, College or University, so if thats what youre asking about, then yes. My loan ended up being 34,000 have gotten it paid down to just under 13,000. When I apply, will that forgive hers too? The more detail the better! I attended Kaplan back in 2004-2006 for a certificate in technology. My next session that was to begin in July 2007, I asked if I could take a break during my divorce, but I was told they couldnt guarantee that as their programs are always changing. The job I eventually found was not in the medical billing and coding field,so I was not making 20 to 24 dollars an hour.My loans are in collections,what can I do? Hi after doing research on different universities that offer Master in Nursing and finally speaking with Kaplan guidance/financial aid counselors, I started the Kaplan Nursing Program in June of 2010, with the advertisement of high graduation rate, job placement, etc. The Federal Trade Commission (FTC) announced this week that it has placed 70 for-profit higher education institutions on notice that it will investigate false promises they make about their. A class-action lawsuit by fraud victims of for-profit colleges says the Education Department has been assessing their claims far too slowly, with some petitioners still awaiting relief six years later. The deal announced Thursday has the Indiana-based public research university acquiring nearly all of the credential-issuing side of Kaplan's higher education business -- seven schools and colleges that make up Kaplan University, but not its School of Professional and Continuing Education. Not only that but now I receive 500.00 a mo. Now when I look for employment, my resume is reviewed and I am often asked why did I graduate with a Business Administration degree when my transcripts show my aim was to be in HealthCare Management Administration. You need to show that they targeted you personally. Here is what the school has done: Changing grades Enrolling unqualified students How about not having a proper high school diploma just a certificate not a GED an actual certificate that I later learned was earned from a school that was not an accredited one?! When I was attending college is was called T.E.C. Then, they co-ersed me into signing an agreement to change my degree to a general business administrative degree. The Kaplan University Lawsuit One of the main reasons that Kaplan loans are eligible for the Borrower's Defense program is that the school has been accused of defrauding the US Government to the tune of a whopping $4 billion, which is basically a record when it comes to higher education fraud.