Registered in England No: 3642459 | Website by, https://lendershandbook.ukfinance.org.uk/lenders-handbook/, IPIDs (Insurance Product Information Documents). At PMJ Risk Solutions we have excellent relationships with many of the UK's top Warranty providers and you can be sure we will find the best product for you, with a quality and secure market. Type of membership: Member, The Chorley & District Building Society Type of membership: Member, HSBC Bank plc Customers benefit from building control and risk management expertise from a network of more than 3,500 surveyors. Mortgage lenders have expressed concerns about the levels of knowledge among mortgage advisers about the later life lending market. Do you know who offers mortgage services n the UK? The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. Type of membership: Associate, TLT Solicitors This causes a variety of unwelcome issues. Premier Guarantee work with a panel of leading insurers to bring you the most comprehensive Structural Warranty cover in the market. Type of membership: Member, Newcastle Building Society Type of membership: Associate, Countrywide plc Please click here to download the "Interest Only Toolkit". Leaseholders and prospective buyers will now have more clarity on purchasing homes with building safety issues following a key update from mortgage lenders and the Royal Institution of Chartered Surveyors (RICS). LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a . Type of membership: Associate, BancTec Limited 805468. Type of membership: Member, Chesham Building Society Type of membership: Member, Cheval Property Finance Plc As a general rule, warranty schemes are preferable as there is no need to prove fault on the part of the warranty provider, as is the case with a CML Certificate. Type of membership: Member, Clydesdale Bank plc We help our members to implement regulatory initiatives through a compliant and customer-focused approach, and by sharing best practice across the industry. Type of membership: Member, HBOS plc We provide comprehensive lender data and statistics to help policymakers understand key trends and the impact of legal and regulatory change. Type of membership: Member, Standard Life Bank Ltd Type of membership: Member, Cheshire Building Society Type of membership: Member, Marsden Building Society Head office: 4 Thorpe Way, Grove Park, Enderby, Leicester, LE19 1SU The Council of Mortgage Lenders integrated with five other bodies in July 2017 to form UK Finance, the new trade association for nearly 300 providers of finance, banking and payments-related services. Registered in England at 11 Milbanke Court, Milbanke Way, Bracknell, Berkshire, RG12 1RP. All our Lenders > Latest from the blog. Type of membership: Member, Central Homeloans Limited Head office: 2nd Floor, 20 St Mary at Hill, London, EC3R 8EE, DX 104 LONDON CHANCERY LANE Head office: Vertex House, Greencourts Business Park, 333 Styal Road, Manchester, M22 5TX Head office: Market House, Market Square, Stony Stratford, Milton Keynes, MK11 1BE, DX 56907 STONY STRATFORD The outstanding value of all residential mortgage loans was 1,667.1 billion at the end of 2022 Q3, 4.1% higher than a year earlier. An architect must be registered with the Architects Registration Board, even if also a member of another institution, for example the Royal Institute of British Architects (RIBA); or, fellow or member of the Institution of Civil Engineers (FICE or MICE)., For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact, Lifetime ISA but specifically with regard to buying property, Boundary Agreements and Determined Boundaries, Guide to Leicester Solicitor City Centre Estate Agents. Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Type of membership: Member, The Mansfield Building Society Head office: 101 Park Avenue, 48th Floor, NEW YORK, NY 10178 Head office: Granville House, Festival Park, Hanley, Stoke-on-Trent, Staffordshire, ST1 5TB, DX 701700 HANLEY-2 Type of membership: Associate, Sprecher Grier Halberstam LLP UK Finance has been created by combining most of the activities of the Asset Based Finance Association, the British Bankers Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Type of membership: Member, Homeloan Management Ltd The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays. Type of membership: Associate, IBM Global Business Services Type of membership: Member, Holmesdale Building Society But this meant homeowners signing a lease (typically for 25 years) at the time that can complicate mortgage applications today. A sense of stability was only just returning after the political and economic turmoil surrounding the September mini-budget, an event that saw consumer confidence plumb new record depths. Type of membership: Associate, Morton Fraser LLP Head office: 6-20 Russell Street, Nelson, Lancashire, BB9 7NJ Head office: PO Box 81, Pendeford Business Park, Wobaston Road, Wolverhampton, WV9 5HZ, DX 10401 WOLVERHAMPTON Head office: 70 Owen Street, Tipton, West Midlands, DY4 8HG, DX 700152 TIPTON Type of membership: Member, Barnsley Building Society Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 A mortgage bank could be a retail or a direct lenderincluding large banks, online mortgage lenders like Quicken, or credit unions. If you do find your lender is not listed below, please contact us and we will assist you. This, however, should only be used as an indicator and readers are advised to check with their own lender to ascertain which schemes they deem acceptable. Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Apply online for a quote. Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF It is accepted by the Council of Mortgage Lenders and high-street lenders. This can be accessed on-line viahttps://lendershandbook.ukfinance.org.uk/lenders-handbook/. It helps people to get pre-qualified and pre-approved by lenders so they can purchase a residential property. Head office: Lahnstein House, Gold Street, Kettering, Northants, NN16 8AP LABC Warranty is a trading name of MD Insurance Services Limited. Type of membership: Member, Paragon Mortgages Ltd Type of membership: Member, Ocean Money (II) Limited In November 2015 it was confirmed that the Council of Mortgage Lenders would be merged with the British Bankers . Though warranties are a standard requirement when obtaining a mortgage over a new build property, they should not be relied upon. Head office: 3rd Floor, Austin House, St Crispins Road, Norwich, NR3 1PX Type of membership: Member, Stafford Railway Building Society UK Finance does not offer any financial products and anyone claiming to provide such products on our behalf is fraudulent. Protek Group Ltd is an Appointed Representative of Steve Wassell Insurance Management Ltd which is authorised and regulated by the Financial Conduct Authority. Head office: Prince Frederick House, 37 Maddox Street, London, W1S 2PP Type of membership: Member, The Ecology Building Society Type of membership: Associate, Eversheds LLP Our address is Level 2, 20 St Thomas St, London, SE1 9RG. 4 . Some Lenders will also accept a Professional Certificate in lieu of an approved structural warranty scheme. Type of membership: Member, Melton Mowbray Building Society Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO11 3WZ, DX 61820 SCARBOROUGH Head office: 20 Ralli Courts, West Riverside, New Bailey Street, Salford, M3 5FT Head office: Keaton House, Widewater Place, Moorhall Road, Harefield, Mddx, UB9 6NS Type of membership: Associate, TietoEnator Head office: Legal & General House, St Monicas Road, Kingswood, Tadworth, Surrey, KT20 6EU Head office: Reading International Business Park, Basingstoke Road, Reading, RG2 6DB The following lenders have confirmed acceptance of the Protek Warranty. If you Head office: 10 The Forum, Minerva Business Park, Lynch Wood, Peterborough, PE2 6FT The UK government does not require homeowners to take out new build 10 year warranties on their new buildings. Advantage is one of the UK's leading specialists in structural warranties, with over 85 years of experience in this field. Type of membership: Member, Lloyds TSB Scotland plc Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN It. We have covered over 47,000 properties, with a GDV of 16bn. Contact Us You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. UK Finance works with and on behalf of UK mortgage lenders banks, building societies, specialist lenders (including those who are authorised to service mortgages) to provide a single voice for the industry and promote sustainable housing finance in the UK. This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. New build warranties can affect your mortgage application. The Council of Mortgage Lenders' Handbook. Type of membership: Associate, Acadametrics Limited Head office: PO Box 89, Principality Buildings, Queen Street, Cardiff, CF10 1UA This type of certificate is very cost effective and is pre-approved by the council of mortgage lenders for your sale, mortgage or re-financing requirements. Type of membership: Member, Amber Homeloans Ltd Head office: 5-7 Abbey Court, Eagle Way, Sowton, Exeter, Devon, EX2 7HY, DX 135607 EXETER 16 Type of membership: Member, GMAC-RFC Ltd Type of membership: Associate, Genworth Financial Better: Best for refinancing. The Structural Warranty market is fast-moving and complex. Rent-a-roof schemes saw companies offer free solar panels in exchange for being able to sell the excess electricity produced. Further confirmation of Lender approval of LABC Warranty for is available under section 6.7 of the CML Lender's Handbook. December is a festive time, with a lot of eating, drinking and often, spending. Head office: Bankcentre Britain, Belmont Road, Uxbridge, Middlesex, UB8 1SA, DX 45104 UXBRIDGE For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact Campions Solicitors. Head office: Prospect House, PO Box 6, Scarborough, North Yorkshire, YO12 6EQ, DX 61820 SCARBOROUGH This is intended to protect your investment, and the mortgage lenders security, in the event that the builders have become insolvent or ceased to exist. Confirmation from the 'scheme provider' that the . Type of membership: Member, E-Mex Home Funding Ltd Type of membership: Member, Coutts & Co Head office: Po Box 183, Donegall Square West, Belfast, BT1 6JS Type of membership: Member, Ahli United Bank (UK) plc Type of membership: Member, GE Money Home Lending Ltd Head office: Keith House, Redheughs Rigg, South Gyle Crescent, Edinburgh, EH12 9DQ Type of membership: Associate, AIG UK Limited Head office: One Canada Square, London, E14 5AG LABC Warranty has been developed in conjunction with the Local Authority Building Control and designed to provide developers and individuals working with their Local Authority a credible Latent Defect/Structural Warranty product, which caters for their needs. Not all defects on the title or property are accepted for indemnity insurance. written and contributed by Gateway Surveyors Mortgage lenders will only accept newly built or newly converted property if it is provided with an approved new build warranty or it is built (or newly converted) under the supervision of a suitably qualified professional (with appropriate professional . Type of membership: Associate, Shoosmiths Solicitors In this section Tasks for regulated firms Approved persons Senior Managers and Certification Regime Change in control Appointed representatives and principals Brexit Variation of permission Waivers and modifications Capital requirements permissions Fees and levies Regulatory reporting Change of legal status Firm details Your business Whistleblowing Culture and governance Report mortgage fraud . Head office: The Bailey, Skipton, North Yorkshire, BD23 1DN Registered address: 1 Angel Court, London, EC2R 7HJ UK Finance Limited (trading as UK Finance) 2023. Type of membership: Associate, Mortgage Brain Ltd Head office: Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, DX 728540 SOUTHPORT 8 Forbes Advisor Staff, Forbes Advisor Staff. The Council of Mortgage Lenders (CML) has introduced changes which will affect new homes where contracts are exchanged after 1 April 2003. Do you know where to find the best deals? Head office: Pinnacle House, A1 Barnet Way, Borehamwood, Hertfordshire, WD6 2XX Head office: One Globeside, Fieldhouse Lane, Marlow, Buckinghamshire, SL7 1HZ Insurance brokers and Intermediaries | Working with Protek, Product Governance Reviews | Fair Value Assessments, Bank Of Scotland See Lloyds Banking Group, Birmingham Midshires See Lloyds Banking Group, Chorley and District Building Society Accept most standard warranties, Cumberland Building Society Will consider on an individual case by case basis please refer to Customer Service Department, Mortgage Underwriting, Dudley Building Society Individual acceptance, Kent Reliance Building Society Individual Acceptance. Head office: Endeavour House, 1 Lyonsdown Road, New Barnet, Hertfordshire, EN5 1HU, DX 47708 NEW BARNET Type of membership: Member, The Mortgage Works Type of membership: Member, Progressive Building Society Head office: PO Box 236, Wilmslow, SK9 1WT Type of membership: Member, Nottingham Building Society Head office: 8 Hill Street, Berkeley Square, London, W1J 5NG Find out more; What We Do. You can take a look for free and see how Criteria Brain can help you become a better advisor, Premier Guarantee (New Homes, Self-Build and Completed Housing), BLP (Building Life Plans) residential housing warranty insurance (BLP Secure and Secure Plus), BOPAS (Build offsite Property Assurance Scheme), LABC Warranty (New Homes, Self-Build, Completed Housing), Build Zone 10 year warranty (New Home, Self- Build, Completed Housing), Global Home Warranties 10 year Structural Defect Insurance, Q Assure Build (Q Policy for Residential and Bespoke Properties), The Royal Institution of Chartered Surveyors (FRICS, MRICS) Building Surveyors only, The Institute of Structural Engineers (FIStructE, MIStructE), The Chartered Institute of Building (FCIOB, MCIOB), The Association of Building Engineers (FB Eng, MB Eng), The Chartered Institute of Civil Engineers (FICE, MICE), Architect Registered with the Architects Registration Board (ARB). Head office: Integra House, Floor 2, Vicarage Road, Egham, Surrey, TW20 9JZ Program Offices. 500: Atlanta: GA: 30328: Kip Buss (470) 307-3511: Western Alliance Bank: 2701 East Camelback Road, Suite 110: Head office: Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey, RH2 7RU Rachel Witkowski. Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 Below, we list which Lenders currently approve The Q Policy. Type of membership: Member, The Woolwich Head office: 6th Floor, The Chambers, Chelsea Harbour, London, SW10 0XF action fraud. Type of membership: Associate, Rosling King Solicitors Best for flexible down payment options: Chase Bank. We engage with policymakers across the UK and EU. Type of membership: Member, Credit & Mercantile plc Type of membership: Associate, Calnea Analytics Ltd Type of membership: Associate, Tiger Global Management, LLC Type of membership: Associate, Registers of Scotland CML Certificates tend only to cover the property for a shorter term of around 6 years and there must be proven negligence on the part of the consultant in order to successfully claim compensation. No. Head office: 111 St Jamess Road, Croydon, Surrey, CR0 2UW This, however, should only be used as an indicator and readers are advised to check with their own lender to ascertain which schemes they deem acceptable. Head office: 17 Bartholomew Street, Newbury, Berkshire, RG14 5LY, DX 30822 NEWBURY UK Finance does not offer any financial products and anyone claiming to provide such products on our behalf is fraudulent. Head office: 402 Lana House, 118 Commercial Street, London, E1 6NF Head office: Sovereign House, P O Box 8, 8 Sovereign Street, Leeds, LS1 1HQ, DX 12004 LEEDS We've worked closely with our providers to offer a Structural Warranty policy that is designed to meet your needs. Head office: Kingfisher House, Market Square, Crewkerne, Somerset, TA18 7LH A warranty scheme acts as insurance covering named defects to the property. Head office: The Mound, Edinburgh, EH1 1YZ Type of membership: Member, Scottish Building Society Head office: Eastern Gate, Brants Bridge, Bracknell, Berkshire, RG12 9BZ, DX 33624 BRACKNELL The UK Finance lenders' handbook provides comprehensive instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. This can be accessed on-line via, If you have any queries relating to lender approval, please call us on, MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Type of membership: Associate, Irwin Mitchell This enables us to offer a new level of customer protection . A building warranty, also known as a structural warranty or latent defects insurance, protects against damage caused by defects in the design, workmanship, materials, or components in new buildings or converted properties. Without a system like this, the advisors research phase can often take many hours and for complex cases, days, which results in frustrating delays to customers. 4.99 67 Reviews (0 Recent |. Head office: Mercantile House, Blackberry Lane, Lingfield, Surrey, RH7 6NG, Crocus Home Loans Limited Head office: 42 St. Andrew Square, Edinburgh, EH2 2YE Head office: 22 The Hollow, Earl Shilton, Leicester, LE9 7NB Half of all first-time buyers in the UK, and over a quarter of home movers who took out a mortgage in the third quarter of this year opted for a term of more than 30 years, according to UK Finances latest Household Finance Review produced in collaboration with Accenture. The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. Head office: Merchant House, 30 Cloth Market, Newcastle Upon Tyne, NE1 1EE Melton Mowbray Building Society Executive discretion to accept the cover if appropriate, awaiting formal approval. Type of membership: Member, ABC International Bank plc Enter to open, tab to navigate, enter to select The warranty is provided either by a warranty scheme or a Council of Mortgage Lenders (CML) Professional Consultants Certificate. Cover normally lasts for a period of 10 years after completion, and often it is required before mortgage lenders will . No. Head office: 4 Queens Square, Belfast, BT1 3DJ Head office: First Trust Centre, PO Box 123, 92 Ann Street, Belfast, BT1 3AY Head office: 8 & 9 Bon Accord Crescent, Aberdeen, AB11 6DN The CML Handbook provides a list of the professionals who may be acceptable to lenders: Your lenders might not necessarily accept all of these, therefore you must always check with them to find out what Professional Consultants Certificates they deem acceptable. Head office: Frizzell House, County Gates, Bournemouth, BH1 2NF Type of membership: Associate, Lovells LLP Head office: 30 Church Street, Epsom, Surrey, KT17 4NL Head office: 7 Strutton Ground, Westminster, London, SW1P 2HY There may be defects that won't be reported for mortgage lending purposes, but which could be important to your client as the buyer. Type of membership: Member, Newbury Building Society Type of membership: Associate, Assurant Solutions BOPAS is an independent Third Party Accreditation of MMC Providers and their associated construction systems, providing assurance to Lenders, Developers and Homeowners as to the integrity and durability of properties accredited under the scheme. Head office: 6 High Street, Loughborough, Leicestershire, LE11 2QB, DX 19611 LOUGHBOROUGH Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM 2) Lower, LLC Brianne Nichole Kesner NMLS# 1373401. Head office: 30 St Vincent Place, Glasgow, G1 2HL, DX 500500 CLYDEBANK Type of membership: Member, Wave Type of membership: Member, AIB Group (UK) plc Type of membership: Member, Birmingham Midshires Type of membership: Member, Dudley Building Society You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. Kent, Just email us your plans or planning reference number! Type of membership: Associate, Barnetts Solicitors Head office: Level 31, Mortgages, 8 Canada Square, London, E14 5HQ Head office: Citigroup Centre, Canada Square, London, E14 5LB Type of membership: Associate, First Title Insurance plc Type of membership: Member, Saffron Building Society This site makes use of cookies. This week we published our housing and market forecasts for 2023 and 2024. Head office: 1 Balloon Street, Manchester, M60 4EP Type of membership: Associate, LSL Property Services plc No: 727 7528. The information contained within Criteria Brain is for advisor use only but by completing the simple form, you could be speaking to an advisor who can answer this question and many more. Head office: 57 Market Place, Beverley, East Yorkshire, HU17 8AA Type of membership: Member, The Co-operative Bank plc 231905. Head office: 25 Basinghall Street, London, EC2V 5HA Type of membership: Associate, Wragge & Co If, however, the mortgage lender subsidizes the costs of continuing legal education credits, this activity may be seen as defraying costs the agent would otherwise incur, and may be characterized as an unallowable referral fee. Type of membership: Member, Vernon Building Society The past couple of Decembers have brought with them worries of lockdowns, sickness and missing out of seeing loved ones. Head office: Arab Banking, Corporation House, 1-5 Moorgate, London, EC2R 6AB footnote. State Bank and Trust Company, The Suzanne M Reichard NMLS# 451593. Criteria Brain members can access the answers to this criteria and many more. Head office: Carmelite, 50 Victoria Embankment, Blackfriars, London, EC4Y 0DX Head office: 1 Filey Street, Bradford, BD1 5AT Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH Type of membership: Member, Stroud & Swindon Building Society Type of membership: Member, The Royal Bank of Scotland plc Further confirmation of Lender approval of LABC Warranty for is available under section 6.7 of the CML Lender's Handbook. Head office: edeus house, 1 Trinity Court, Broadlands, Wolverhampton, WV10 6UH You can check which warranty providers are approved by lenders on the UK Finance website. Technology providers and capabilities are critical to reduce the length of the end-to-end mortgage process and to improve the overall customer experience. It must be administered by a professional consultant, like an architect. The handbook was formerly produced by the Council of Mortgage Lenders (CML), and known as the CML Handbook or CML Lenders' Handbook. Head office: 7 St. James Square, Manchester, M2 6XX For these reasons, NHBC has submitted that rule 8 and its definition of "other home warranty schemes" have now become obsolete. Weve got a jam, Great work from our Customer Service team. The industry welcomes the Financial Conduct Authoritys (FCA) guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living (the Draft Additional Guidance). Type of membership: Member, Ulster Bank Ltd UK Finance delivers an extensive programme of events and training courses covering the latest developments in finance and banking. The New Jersey Housing and Mortgage Finance Agency (NJHMFA) is dedicated to increasing the availability of and accessibility to safe, decent and affordable housing to families in New Jersey. Scam Warning: If you think you may have been a victim of a scam please contact your bank immediately and report it to action . Type of membership: Member, Heritable Bank Ltd Type of membership: Member, Astra Mortgages Our warranties are recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook. Type of membership: Member, Prudential Lifetime Mortgages Type of membership: Member, Principality Building Society Head office: Pennine House, Well Street , Bradford, W Yorskshire, BD1 5NU Type of membership: Member, London Mortgage Company Head office: 20 Canada Square, Canary Wharf, London, E14 5LH Head office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AD Type of membership: Member, Airdrie Savings Bank Head office: 36 Sutton Court Road, Sutton, Surrey, SM1 4TE Type of membership: Member, Hinckley and Rugby Building Society In some cases this may mean working with .. Published 9 August 2016 Last updated . This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Type of membership: Member, Scarborough Building Society Head office: PO Box 232, 51 Newmarket Road, Cambridge, CB5 8FF, DX 133158 CAMBRIDGE 8 The Q Policy from Q Assure Build Ltd is a structural warranty which puts quality build and customer service first. The company offers a variety of loan products, such as bank statement loans, coops, construction loans, downpayment assistance programs, and . Head office: Abbey House, 2 Triton Square, Regents Place, London, NW1 3AN Head office: Allenview House, Hanham Road, Wimborne, Dorset, BH21 1AG, DX 45315 WIMBORNE Head office: 50 St Edward Street, Leek, Staffordshire, ST13 5DH, DX 16354 LEEK Head office: 125 Portland Street, Manchester, M1 4QD The No. Lenders. By contract, when a consultant provides a CML Certificate they confirm that they have supervised the building of the property and that it has been built to a satisfactory quality. Head office: Permanent Building, Regent Street, Barnsley, South Yorkshire, S70 2EH CMLC are specialist providers of 10 Year Structural Warranties and we can also offer a range of other services such as Valuations and Bank Monitoring. @ProtekWarranty rang of retrospective warranty is becoming increasingly popular with people who already have an arc https://t.co/XlFcDfEt4g, RT @Frame_Tech: Todays the day! : //lendershandbook.ukfinance.org.uk/lenders-handbook/ No: 3642459 | Website by, https: //lendershandbook.ukfinance.org.uk/lenders-handbook/, (. Of leading insurers to bring you the most comprehensive Structural Warranty scheme as an approved scheme here https! The CML Lender 's Handbook: Integra House, floor 2, Vicarage Road, Egham, Surrey TW20! 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