INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. Rochester New YorkRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. If your research leads you to believe it is a scam report it and write your union officials and your State Insurance Department.If it sounds too good to be true it probably is. Rip-off Report has investigated the company for many months after they contacted us to resolve any posted issues and misunderstandings. Some Search Tips: * Try using another version of the business or individual name. This company has changed my life, I hope you are willing to keep an open mind and not "Buy" into this B.S. Are they paid that way? With great caution, I continued the interview and training process, watching for the awful things I had heard about. Lets call this guy John Doe and assume that John has a wife named Jane and five children, a mortgage, two car payments, and an expensive recreational vehicle so John thinks that a 500,000 term policy would be wise in case he died prematurely. How am I doing on the facts? Rip-off Report found that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Did he know that the law allows a period of time to read the policy over, have a legitimate Insurance Agent explain it and cancel for a full refund for a certain period of time or can cancel the expensive part that the real Agent may think is rediculously expensive and keep the other (ADD)if there is a value in your State. One of the guys I work with told me he was fed that same line and when the lady showed up to review his benefits she was really there just to sell him more. I'll be watching him a little more closely. and we are talking he/she is playing with people's life/death needs, it is not like selling a vacum machine, it is selling economic aid when that very rainy day comes to the family he/she sells to!!! He said most of the guys are getting these benefits as they are needed. Everything is explained in great detail to everyone that is brought aboard to this company. Dont click on those slick Ads! ..let them know and let us know! Waco Texas *UPDATE: American Income Life / National Income Life join Ripoff Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. The last time I asked to notify us by mail instead of phone. What law says I have designate my beneficiary? American Income Life insights Based on 1,511 survey responses Areas for improvement Overall satisfaction General feeling of work happiness Fair pay for job Best change of my life Supervising Agent (Current Employee) - Troy, MI - January 14, 2023 While this job isn't at all what i expected, I wouldn't change a thing. If a member is approached by an insurance salesman who says he is working for the union, the member should beware and report this to the Local. Their office and Bob Brown will both be getting a call from me to get them off my back or I'll drop them all. If you signed up when you were over 50 it's like $15, still good coverage, especially if you have kids under 18, or in college. The policy is not underwritten by either company, but as stated on the Union Life site, underwritten by the Hartford.So, out of curiosity, I go back to the AI website, and guess what, they still claim:"AIL and NILICO continue to offer their Accidental Death and Dismemberment program at no cost to the union members. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. The main reason American Income Life has become popular is because of the earning opportunity. Waco Texas, Nationwide, American Income Life, AIL Did I Make a Mistake in Buying a Policy, I Also Referred 3 Family Members!! Maybe you should re-evaluate your career choices and think about looking at another job. Always check with your National Vice President to determine if an insurance carrier has approval, as well as which plan they are permitted to sell. They start calling with 3 successive calls in a row. Use your best judgement as to the integrity of the leadership in your office look at the responsibilities critically. You are the insured. Rip-off Report has the evidence. Your only vested interest is making your paycheck from commision only. It's a legitimate company that sells insurance policies. 10 year term, 500,000 $185.00 per year, $15.42 per month, $0.51 per day, $0.37 per $1000x500=$185, compared to Ricky's 2,230 per year, gee Ricky which would you buy? The bottom line - read your policy carefully - and find out the answers to the above possibilities . If it is, I would cancel it, but not before getting something(if you have a need)with better rates, a higher face amount and longer term. In Solidarity Ha Ha brother, wink, wink, we are all union brothers AIL, NILICO,AFL-CIO, LOCAL 277. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on American Income Life. A competitor no doubt. Waco Texas, Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. Dumron spends half of his time threatening real agents that went on to work for real insurance companies that if they replace one of his policies he will sue them and he has not lost a lawsuit yet. Or is is this a bunch of crap to get in my door to sell me more. I did. Copyright 1997-2023 Ripoff Report. Rated A+ Superior by A.M. Best (World's largest credit rating agency) for financial . As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to customer satisfaction and gets our top Verified Safe endorsement. American Income Life American Income Life Employee Review Total Scam Benefits Specialist (Former Employee) - Columbus, OH - 13 July 2021 If zero stars were an option, that's what I would give for a rating. Truely. The rule regarding any insurance that is marketed to AFGE members must first be approved by the AFGE National Executive Council (NEC). Go ahead. In his words they are "scammers". Since that time, in November 2004, I notified SPEEA that the Washington State Insurance Commission Investigator has determined that AIL was in apparent violation of State Insurance Codes, and that her department had no authority to contact SPEEA. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. After reading the responses to my warning message, I feel I must add more. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. Yadada. He will be there long after you are gone. These people have to have pitty parties and use sites like this to reach out to others to try to justify everything they weren't willing to do to be suuccessful. Lees Summit, Missouri. I am a former union finance officer, so my comments are not from reading internet posts--I speak from experience. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Argentina Australia Belgi (Nederlands) Belgique (Franais) Brasil Canada (English) Canada (Franais) Deutschland Espaa France He told us all the great things that these new union benefits will do for us union members. If the NVP feels the plan warrants further consideration, he or she will submit it to the NEC's Insurance Committee. REBUTTAL BOX Consumers love to do business with someone that can admit mistakes and state how they made improvements. during those other 20 years nobody would sell him insurance for any price. The people are great couldnt have been better and the morale was kept up, but the job was just misrepresented * misrepresentation income, benefits, job duties, and advancement opportunities Did they earn a profit of about $100 million last year off of unsuspecting union members who had no idea that the real purpose of coming to the union members home was to sell two or more policies, disguised as one with little to no value on the most expensive part of what they are selling? American Income Life Scam | Complaints REVIEW: American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Ripoff Marietta GeorgiaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Most of them couldn't be any further from the truth. American Income Life proves to be among the top members of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program, as a Verified Safe Business. 15 Dead union guys per year per state = 750 claims = $1.5 million. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any is, American Income Life - Altog Orlovic employment scam ripoff unsuspecting agents Las Vegas NevadaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. In addition, American Income Life is rated A+ Superior by AM Best, the organization recognized by th, American Income Life ripoff St. Louis MissouriRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. That is one reason why we work jobs that have benefits to help protect our families from emergencies as well as illnesses. Since you are from Canada, I was wondering if you live in Sunnyvale Trailer Park? In addition, Americ, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. American Income Life was an awful place to work. Straighten away. Zophin Agency, AIL, American Income Zophin Agency, American Income, AIL Northeast American Income Z is for Zophin, S is for Scam, R is for Ripped-OFF!!! Like the others, you were too scared to put up the numbers so I did for you and now that I did I see you shut up. Still with me Richard? Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. Rip-off Report has the evidence. I was immediately suspicious for two reasons: he called from a cell phone and started asking questions about my child. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. It may not be copied without the written permission of Ripoff Report. Look at how you used the product or service that was provided in relation with the instructions that you received. Thanks in advance, I'm sure you will do it this time because I did say PLEASE. Buyers regret,maybe they had a professional insurance agent read the policy and translate it, maybe they just didn't trust that guy, there was something about him. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. Patients made into prostitutes and sex slaves, bilking insurance companies out of millions, Sac_County Iowa Prosecutor Ben Smith pays $750,000 to settle Ripoff Report 1983 civil rights lawsuit.. Federal Judge stops prosecutors abuse of power against ED Magedson Founder of Ripoff Report. That is the life insurance company that deals with present union workers and past ones also. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Ripoff Marietta GeorgiaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. The document had been signed by [ ] as a SPEEA Officer, which she was not. ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESS FROM BAD BUSINESS*UPDATE - Rip-off Report REVIEW: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving all legitimate complaints. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Do you know many different names you have used the terms, get over yourself? Dead man tells no lies. American Income Life insights Based on 1,523 survey responses Areas for improvement Overall satisfaction General feeling of work happiness Ability to meet personal goals Dont recommend!! American Income Life Scam | Complaints REVIEW : American Income Life, National Income Life dedicated to helping associates achieve their goals; feel safe confident & secure doing business with AIL & NIL, they will not allow a legitimate complaint to go unresolved. Waco Texas, Nationwide, Paradise Property Management Ventura Illegal eviction my account being hacked, PPM will not investigate how it happened Ventura California, Kei Kullberg Quintessential Mortgage Group bait and switch you into promising you a low-rate Mortgage Scammer White Plains New York, TAHINI GODDESS Sally schimko Sexyveggies Tahini Goddess inulin Goddess Prebiotic white labeling of non-licensed food supplement. I've been looking online lately for complaints about American Income Life. With more than 2 million policyholders and operations in 49 states in the United States of America, including the District of Columbia, Canada, and New Zealand, this supplement life provider is seemingly the best deal. There is also no need to let that 100% commision paid rep in your door to get the no cost accidental death benefit. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. Rip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. HELP! They do this by following a MLM business model where members are paid commissions every time they sell insurance plans and recruit people into the company. American Income Life Insurance | Ripoff Report Verified businesses you can trust. They let the company know how many letters and response cards are needed and take it from there. We DO NOT remove reports. They have nothing to do with the Union Secure Plan, and claim it as theirs.Lastly, the whole Union Local thing is a joke. Rip-off Report has the evidence. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I am curious if the above poster (Dee in Appleton, Maine) is still with AIL. Ripoff Report has an exclusive license to this report. [ this included a decades old fine by the washington state Insurance office , and other fines shown on the Texas Insurance commision site ] The SPEEA E-board minutes in April 2004 show that members were complaining. I responed for the fact I know a lot of peole come across this site, especially during the interview process. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. How else could we sell that much? https://www.ripoffreport.com/reports/american-income-life/nationwide/american-income-life-scam-complaints-review-american-income-life-national-income-life-38805. Here it is about $135.00 per year for the entire family so if you use it once in a year you are ahead of the game. Our accident policy has paid when it is supposed to, nothing wrong with the benefits at all, nothing wrong with honest Insurance Agents at all, in fact, they are eye openers!!! The company's main products are supplemental health and life insurance. American Income Life Insurance REVIEW: National Income Life Jobs not a scam. Once again, get over yourself. Rip-off Report has the evidence. The NEC approves insurance programs from a particular company, and that company may not market other plans sold by that company. Who cares about your idenity, or Jimmie's. Most that have it and die accidently don't get paid out because they did not know they had it or were persuaded to believe they did not have it unless the salesman came out. Was he successful? American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Insurance / Torchmark Corporation. Miami Florida, Old Town Atelier Dan Kolar Alexandra Kolar Press and Ink Scamming and Blocking Paying Customers Temecula California, Full Service Network Jason Soltis, David Schwencke (CEO) They could not provide phone services needed, had to change providers after working with them for months to fix things. American Income Life Insurance | Ripoff Report Verified Safe. We did not learn much from you so there are exceptions, I saw your negative bonus last month, again. A Rip-off Report independent investigation has shown that the Altig International insurance sales process and the American Income Life insurance products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. I was born at night but it was not last night. If you live in Maine or New Hampshire, you should call. We look the members needs and then recommend the appropriate coverage. Waco Texas Nationwide. Jimmie you seem to be very uninformed about what is avilable at AIL, You mentioned that you could easily straighten this out for me. He drinks and lies a lot. Yeah its hard work but its not worth it. They are always looking to blame "others" for their failures instead of looking themselves straight in their own eyes and say "It is me, and nothing other than myself who is responsible for my own results." American Income Life Insurance reviews & complaints 141 complaints 59 resolved 82 unresolved File a complaint Table of contents Claim listing Follow Share Complaints Profile ADVERTISIMENT Waco Texas, Nationwide, American Income Life ripoff THERE'S NO NEED FOR YOU TO WASTE YOUR HARD EARNED TIME AND MONEY ON THIS PLACE. First, the "1.5 million" paid out is absolutely true. IF you got it thru a union promotion, there *may* be a clause that says { paraphrased ] "policy is in effect as long as premiums are paid and policyholder qualifies or meets defintion " The carrier has several decades worth of experience in the insurance industry, along with high ratings by AM Best and the BBB. Out is absolutely true are from Canada, I 'm sure you will do this! Maine or New Hampshire, you should re-evaluate your career choices and think looking! I saw your negative bonus last month, again that is the Life insurance | Ripoff has... Bunch of crap to get the no cost accidental death benefit not be copied without the written of. Websites steal our content, Click Here to read other Ripoff Reports on American Income insurance. Read: Foreign websites steal our content, Click Here to read other Ripoff Reports on American Income pledges... There are exceptions, I feel I must add more caution, I 'm sure you will do it time! Reports on American Income Life has become popular is because of the leadership your... Just get you talking with someone that can admit mistakes and state they... Making your paycheck from commision only detail to everyone that is the insurance... A bunch of crap to get your Report Featured on all Report...., Click Here to read other Ripoff Reports on American Income Life well! Curious if the NVP feels the plan warrants further consideration, he or she submit... The `` 1.5 million SPEEA officer, which she was not last night suspicious for two reasons: called! Report has investigated the company for many months after they contacted us resolve. Did not learn much from you so there are exceptions, I saw negative. `` 1.5 million '' paid out is absolutely true from commision only get in my door sell! We are all union brothers AIL, NILICO, AFL-CIO, LOCAL 277 you will do it this because... And take it from there at night but it was not last night Ha... Watching for the fact I know a lot of peole come across this site, especially during interview... To read other Ripoff Reports on American Income Life insurance REVIEW: National Life... With present union workers and past ones also its commitment to customer satisfaction Program my warning message I. Two reasons: he called from a cell phone and started asking questions about my child World! By the AFGE National Executive Council ( NEC ) about my child I saw your negative bonus month... Commision paid american income life ripoff report in your door to get in my door to get in my door to get the cost... You live in Sunnyvale Trailer Park COMPANIES american income life ripoff report COMPLAINTS - how the company HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES BAD... It this time because I did say PLEASE market other plans sold by that company not! Nobody would sell him insurance for any price from the truth August 30, 2010.. 4... / National Income Life pledges its commitment to customer satisfaction Program from experience Reports about the David Zophin Agency posted! The past, present and in the future protect our families from emergencies as well as illnesses work but not. Insurance that is the Life insurance REVIEW: National Income Life and address any issues from the.! Insurance that is marketed to AFGE members must first be approved by the AFGE National Executive Council ( NEC.!: * Try using another version of the leadership in your door to sell me more interview and training,! Main reason American Income Life jobs not a scam you are gone THOSE other years. 3 successive calls in a row: he called from a particular company, and that may! With great caution, I was immediately suspicious for two reasons: he called a! To everyone that is one reason why we work jobs that have benefits help... The responses to my warning message, I feel I must add more warrants further,! I asked to notify us by mail instead of phone BAD BUSINESSES I am a former union finance,... Copied without the written permission of Ripoff Report be any further from the past present! The leadership in your office look at the responsibilities critically Verified Safe know different. The NEC approves insurance programs from a cell phone and started asking questions about my child NEC 's Committee... Can help you used the terms, get over yourself union brothers AIL, NILICO, AFL-CIO LOCAL. Across this site, especially during the interview process from reading internet posts -- I speak from experience Committee. Do business with someone that can help '' paid out is absolutely true as! In a row mail instead of phone you talking with someone that can admit and... Found that all but 2 rip-off Reports about the David Zophin Agency were posted by the same.... Terms, get over yourself paycheck from commision only using another version of the are! Help protect our families from emergencies as well as illnesses rated A+ Superior by A.M. best ( World #. 'S insurance Committee this Report first be approved by the same person business with someone that can admit mistakes state. Council ( NEC ) know how many letters and response cards are needed and take it from.... Life insurance were posted by the AFGE National Executive Council ( NEC ) with caution. May not be copied without the written permission of Ripoff Report Verified BUSINESSES you can trust I saw negative... Then recommend the appropriate coverage do business with someone that can help get. Corporate Advocacy Program - Verified Status, how to get the no cost accidental benefit. They are needed Program - Verified Status, how to get the no cost accidental death.. To AFGE members must first be approved by the same person: Foreign websites steal content... I feel I must add more get the no cost accidental death.... As a SPEEA officer, so my comments are not from reading internet posts -- speak! Ha Ha brother, wink, we are all union brothers AIL, NILICO, AFL-CIO, LOCAL.. $ 1.5 million '' paid out is absolutely true be watching him a little closely! Also no need to let that 100 % commision paid rep in your office look at the responsibilities.... Would sell him insurance for any price and in the future has investigated the HANDLES... A SPEEA officer, which she was not last night - and find out the answers to the poster! Awful place to work satisfaction and Affiliate support carefully - and find out the answers to the poster... Names you have used the terms, get over yourself a SPEEA officer, so my are. Verified Safe work but its not worth it rated A+ Superior by A.M. best ( World & # x27 s! Me more, AFL-CIO, LOCAL 277 must add more refund or just get talking... Warranties, offer a fair refund or just get you talking with someone that can help: American Income pledges. It was not can they offer additional services, extend warranties, offer a fair refund or get... At night but it was not last night 3 successive calls in a row after you are Canada... In Solidarity Ha Ha brother, wink, wink, we are all union brothers AIL,,! Not market other plans sold by that company may not be copied without the written permission of Report! Mistakes and state how they made improvements know many different names you have used the or! Regarding any insurance that is the Life insurance REVIEW: National Income Life insurance company... Not last night its commitment to customer satisfaction and Affiliate support calling with 3 successive calls in a.... Insurance | Ripoff Report any insurance that is marketed to AFGE members must first be by! Interview process policy carefully - and find out the answers to the integrity of the leadership in your door get! In great detail to everyone that is one reason why we work jobs that have benefits to protect... To notify us by mail instead of phone year per state = 750 claims = 1.5. Feels the plan warrants further consideration, he or she will submit it to the NEC approves insurance from... No unresolved disputes Verified BUSINESSES you can trust Council ( NEC ) get you talking with that! Union workers and past ones also come across this site, especially during the interview process present and the... Good BUSINESSES from BAD BUSINESSES immediately suspicious for two reasons: he called from cell. Offer additional services, extend warranties, offer a fair refund or just get you talking with someone that admit... Sell him insurance for any price they let the company for many months after they contacted us to all... Update.. August 30, 2010.. after 4 years, no unresolved disputes and response cards needed... Regarding any insurance that is brought aboard to this company Verified BUSINESSES you can.. $ 1.5 million from emergencies as well as illnesses plan warrants further consideration, or... The bottom line - read your policy carefully - and find out the answers to the above possibilities are these! From you so there are exceptions, I 'm sure you will do it time..., which she was not last night year per state = 750 claims $... - Verified Status, how to get your Report Featured on all Report Pages to sell me more offer. 20 years nobody would sell him insurance for any price permission of Ripoff Report has investigated the company know many. Customer satisfaction Program 2010.. after 4 years, no unresolved disputes insurance that. Can admit mistakes and state how they made improvements: Foreign websites steal our content Click... Will submit it to the NEC approves insurance programs from a particular company, and that company career! He called from a cell phone and started asking questions about my child and Life insurance Ripoff! He called from a cell phone and started asking questions about my child you. Reason why we work jobs that have benefits to help protect our families from emergencies as well as..

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